When And How To Apply for Medicare

When to Apply

Most people become eligible and enroll in Medicare at age 65. If you are still working and wish to stay on your employers group health insurance then you can delay your enrollment into Part B until you retire in the future.

While enrollment periods can very based on your personal situation, in general is recommended to begin your enrollment process three months before your Medicare coverage is expected to begin.

Getting started early is one of the best things you can do to ensure a stress free enrollment into Medicare. Starting early allows you time to get your paperwork submitted and approved with enough time to spare to easily handle any issues that may arise along the way.

Your Initial Enrollment Period when Turning 65

Your initial enrollment period into Medicare begins 3 calendar months before the month you turn 65. This means if you turn 65 on June 25th then you can submit your enrollment paperwork as early as March 1st.

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Submitting your Application

How To Apply For Medicare Online

The most common way for people who are turning 65 to apply for Medicare is with a simple online application located on the Social Security website. The application process is actually very easy and only takes about 5 to 10 minutes. Simply visit the Social Security website at www.ssa.gov/medicare and follow the links to the application.

​While you wait for your new Medicare card to arrive in the mail, our friendly agents can help learn about your options for supplemental insurance so you will be ready to enroll in the rest of your coverage as soon as you receive your card.

How to Apply for Medicare Over The Phone


To apply for by phone simply contact Social Security at 1-800-772-1213 and let the representative know that you would like to apply for Medicare. Depending on your personal enrollment situation they may need to mail you some forms to complete. These forms are generally pretty simple but if you have any questions or would like assistance then feel free to give us a call. We help clients with this process every day and are more then happy to guide you though the process.

How to Apply for Medicare by Mail

Completing a paper application is the best option for those over 65 who have Medicare Part A and wish to apply for Part B. If you feel this applies to you and you are currently leaving credible group coverage then there are two forms you will need to complete and mail to you local Social Security office.

These forms can be downloaded at the following links:
Application for Enrollment in Medicare Part B Form: CMS 40-B
Proof of Coverage Form: CMS-L564


How to Apply for medicare In Person


Applying in person at your local Social Security office is the best option for those who are turning 65 soon and need to get their application processed quickly. Go to www.ssa.gov and search for the office closest to where you live. While you are at the Social Security office completing your application ask for a printed conformation showing you have enrolled in Part A and Part B. This conformation will allow you to go ahead and complete your Medicare Supplement and/or Part D applications.

What is the next step after I apply for Medicare?

Congratulations you are one step closer to your new Medicare coverage! Because medicare doesn’t cover all of your medical costs, submitting your Medicare application is simply the first step in the process. The next step is to identify the supplemental insurance coverage that will best fit your needs and budget. Working with an expert insurance agent can simplify this process and ensure that you don’t miss any steps along with way.

​The professional Agents at Medicare Hero make shopping for supplemental coverage a simple and easy. If you would like our assistance to help answer your questions, shop for coverage, or apply for the supplemental insurance you choose then please give us a call today or fill out the contact form below.

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